Are you making the most of your pensions?

With the right planning and preparation, your pensions can make a real difference to the amount of money you have for your retirement. But the rules around pensions can be complex, so knowing what to do to suit your individual circumstances isn't always straightforward. For some people, transferring your pension can be beneficial, but if you have certain benefits with your current plan, it's sometimes better to leave it where it is.

How you access your pension and how much you should put in will also vary, but it's worth thinking about now, as the more money you save by making the right pension decisions, the more you have for your future. If you're unsure where to start, download our free pensions guide, or chat with us today. Our guide covers everything you need to know about pensions, pension transfers and tax considerations.

The value of an investment with St. James’s Place may fall as well as rise. You may get back less than the amount invested. The levels and bases of taxation and reliefs from taxation can change at any time. Tax relief is dependent on individual circumstances.

Our free pensions guide has more information to help you decide if a transfer is right for you. has more information to help you decide if a transfer is right for you.

Download our free pensions guide

  • Start by completing the details below and we'll direct you to our free pensions guide
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  • You are very close to retirement and making sure your pensions are performing correctly will have a big impact on your income levels, we can help analyse this for you.
  • You have a number of years until retirement, small changes can help make big differences to the level of income you receive – let us show you how easily this will be.
  • You have a long time until your retirement and can look at maximising the investment returns – let us analyse whether the portfolio is right for you.

Reasons to choose Clarence Place Wealth Management

Personalised service

We offer a bespoke service that reflects your unique personal and professional circumstances.

Specialist advice

Experienced and knowledgeable advisors to help you plan towards the future you want.

Ongoing meetings

We offer regular review meetings so we can adapt your plans if things change.

SJP approved as at 29 August 2023

Clarence Place Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products.

Clarence Place Wealth Management Ltd is registered in England & Wales Company No. 8094437. Registered office: Ground Floor, Windmill House, 127-128 Windmill Street, Gravesend, Kent, DA12 1BL